Financial technology continues to develop at a rapid pace and is subject to constant change. The FinTech-Landscape Austria by oenpay offers a comprehensive overview of the FinTech ecosystem in Austria in 2025. In doing so, we aim to facilitate partnership opportunities between start-ups, companies and research institutions and to promote innovation in Austria.
Our infographic highlights players and gives insights into the Austrian FinTech sector: The FinTech-Landscape Austria lists over 150 FinTech companies located in Austria, divided into 9 different categories. This reflects the range of innovative products and services from the financial sector:
Alongside the above categories for startups and companies, the ‘Enabler Ecosystem’ category is considered to include companies and organisations which support and promote the FinTech ecosystem in Austria.
The FinTech Landscape Austria differentiates between startups and established companies. Based on the AWS startup definition, we have used the novelty of technology or business model and the founding period (i.e. no longer than 5 years) as criteria to distinguish startups. Out of 155 FinTechs in total, 38 can be classified as startup.This showcases the diversity and dynamics of the FinTech sector in Austria.
Around 80% of these FinTech companies are based in Vienna, making the Austrian capital the centre for FinTech innovation in Austria.
In the FinTech-Landscape Austria, you will find 23 licensed payment institutions regulated by the Financial Market Authority. These include licensed payment institutions from Austria as well as EEA payment institutions with the right of establishment in Austria.
In the category ‘Crypto and Blockchain‘, service providers related to virtual currency in Austria, licensed e-money institutions from Austria, and EEA e-money institutions with the right of establishment in Austria are also considered.
Detailed information can be found here: FMA-Database
The FinTech-Landscape Austria lists banking groups which represent all banks in Austria. The established Austrian financial institutions often have a long history and tradition in the financial sector. In recent years, many banks have started working with FinTech companies and founding startups themselves.